Living benefits in life insurance . . . Life insurance is no longer about death and dying. Today, a good policy will offer 'living benefits'. You no longer have to pass away in order to trigger a payment from a life insurance policy. Today's life insurance policies may contain living benefit riders that include: Terminal Illness, Chronic Illness, and Critical Illness riders.
There is only one company that I know that is offering all three living benefits included at no extra cost on both term life and universal life plans.
Ask your insurance company if they offer all of these living benefits and if there is any additional cost for each rider. Then ask if they have it on term life plans as well as universal life plans. Let me know if your company has the complete package! caguilar@silverstarfinancial.com
The financial consequences of a terminal illness can be catastrophic, but the An Alliance For Life, its benefits, and certain restrictions and limitations may offer a strong measure of relief, and provide comfort during a difficult time. For more information about the LBR, contact a local Atlanta agent by clicking on the “Talk to Us” button.
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